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Fred brings more than thirty years of experience to the table as a senior banking director and executive. He received his BA in Political Science from Kenyon College and went on to earn his Juris Master from Florida State University College of Law.

Fred’s career began at Chemical Bank where he served from 1974 -1985 including as Group Head, Multinational Division Manager at the Rome, Italy Corporate Banking Branch and in the Multinational Division in New York City.

From 1985 – 1988 Fred served as VP of Sales at Greenwich Asset Management before moving to Merrill Lynch & Co. where from 1988 – 2008 his roles included Co-Head, HNW Bank Distribution and Development to Regional Director HNW Banking, London.

During his time with Merrill Lynch & Co, Fred more than doubled revenues from banking products, grew the Global Bank Group total loan portfolio by more than 30% and spearheaded and charted the introduction of bank credit products to clients/prospects in Puerto Rico registering $100 Million in loans in the first 10 months.

From 2009 – 2012, Fred served as President and Member of Board of Directors for The Bank of Fairfield, and most recently he served as Chairman of the Board of Directors and Chief Executive Officer at Brickell Bank f/k/a Espirito Santo Bank from 2012 – 2019.


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